Bankruptcy is not something you should consider as soon as you find yourself struggling with financial problems. Bankruptcy is not for everyone, but it could be the right option for you in your current situation. Here are 9 signs that filing for bankruptcy might be a good idea.
Reduce the cost of your home insurance today. It’s simple. All it involves is taking a look at your insurance policy and identifying the opportunities that may exist to lower your premium. An insurance broker is usually happy to sit down with you and examine the details of your coverage. Home insurance is meant to…
Much of North America is under a deep freeze, with snow continuing to pile on. Old Man Winter is exacting revenge for a pretty mild winter these last couple of years. It is unbearable to say the least – how many more days until spring? When the temperature dips below zero and snow creates tumultuous…
Do you want to apply for business financing successfully? Read on! Securing financing for an existing business can be frustrating. You have no guarantee your application will sail through. Essentially, avoiding some of the common blunders committed by entrepreneurs could guarantee success. Here are ten mistakes you should avoid when applying for business financing:
Tax lien investing can be a great way to diversify your investment portfolio and make some extra money. The popularity of this type of investing has grown over the years, and it’s easy to understand why. Many people have been attracted to investing in tax liens because of their high potential returns, low risk, and…
Do you bank with a credit union? You may not have given it much thought other than it was a banking institution in your neighbourhood with good parking and friendly staff. While a credit union and a standard bank may seem the same with similar offerings, they are different, and it is worth understanding the…
Buying a house is a big decision, and probably the most significant financial investment you will make in your entire life. When you are buying a house, it takes planning, preparation, and a great deal of paperwork. You will learn a whole new vocabulary during the house buying process, words like pre-approval, stress test, and…
Crypto means ‘digital currency’. It is real money, but instead of being paper, it’s digital. Crypto is decentralized, meaning no central banking authority governs and controls the value. It operates as a digital ledger. This ledger is called the blockchain. There are many benefits to cryptocurrency. They allow parties to transfer money online without issue….
Nobody wants to have a bad credit score, but unfortunately, life does not work that way. No matter how hard you try, or work, you can end up having a bad credit score. There are several factors which can have an adverse effect on your credit score. Businesses will look at your credit score in…
Finding the right source of business financing is important for any entrepreneur. However, any funds are useless if you don’t have a good business idea as well as a solid business plan. Here are 10 small business ideas that shouldn’t require a lot of financing.
SR&ED is a funding program for Canadian businesses. Proper documentation is critical to successfully filing an SR&ED claim. You must show records and evidence that support the statements being made in a claim. In addition, the documents must demonstrate how your project relates to SR&ED and how it fulfills the criteria. Documenting the outcome and…
An investment that makes money will not necessarily yield an immediate return. Some investments take years to mature properly and provide a significant return. If you’re interested in investing money to make money, you must consider your short-term and long-term financial objectives. There are many ways to invest, each with pros and cons regarding whether…
In our world of quick and relatively easy travel, it can sometimes be hard to keep track of your spending as you move around. This especially becomes true if you travel to multiple countries and time zones and have to deal with many different currencies. If you would like to learn more, visit Interchange Financial and check out their online resources.
It’s easy to get overwhelmed by all the different options available to you when it comes to choosing auto insurance. This blog post discusses some tips that help take the guesswork out of picking auto insurance.
A lot of people have their money tied up in investments and other things. Occasionally, life throws a wrench at you, so you wonder how to get emergency money quickly. In the same way, for others, occasionally something happens and they cannot wait until payday to get their cheque. They need money now. This is…
If your family has a high net worth, you might have been told that you should enlist the services of a family office. A dedicated family office is a private wealth management advisory firm and will always have your best interests at heart.
Over the last 18 months, the Canadian real estate market, particularly in Toronto and Vancouver, has experienced a modest correction of about eight to 10 percent. Despite this minor decrease, the housing industry continues to be a seller’s market, and it is expected to remain that way for the next couple of years, or at…
It’s mandatory to have car insurance in Canada. If you want to own a car and get behind the wheel, you must also own a car insurance policy.
Young adults are facing a whole new financial environment right now than we’ve seen in decades. Crisis-proofing your investments and low-risk opportunity is where young adults are focusing their attention on. If you’re hunting for high-risk bargain-bin investments, in today’s markets, that’s the first thing you want to avoid.
Today, everything is done over the internet – including personal banking. With technology available to use anywhere and anytime, almost every interaction, transaction, and search is performed on the world wide web. E-banking has become an increasingly popular way for individuals and businesses to manage their finances. Most money institutions now offer their clients free…
